/* ── Variables ────────────────────────────────────────────────────────────── */
:root {
  --ma-navy:   #1a3a5c;
  --ma-navy-d: #122845;
  --ma-gold:   #c8a84b;
  --ma-bg:     #f4f6f9;
  --ma-border: #ccd3db;
  --ma-text:   #222;
  --ma-muted:  #666;
  --ma-error:  #c0392b;
  --ma-ok:     #27ae60;
  --ma-r:      6px;
  --ma-shadow: 0 2px 8px rgba(0,0,0,.11);
}

/* ── Wrapper ──────────────────────────────────────────────────────────────── */
.ma-wrap { max-width: 820px; margin: 1.5rem auto 3rem; padding: 0 .75rem; }
.ma-title { color: var(--ma-navy); font-family: Arial, sans-serif; font-size: 1.7rem; margin-bottom: .2rem; }
.ma-sub   { color: var(--ma-muted); font-family: Arial, sans-serif; margin-bottom: 1.25rem; }

/* ── Cards / Panels ───────────────────────────────────────────────────────── */
#screen-welcome, #screen-form, #screen-confirm {
  background: #fff;
  border-radius: var(--ma-r);
  box-shadow: var(--ma-shadow);
  padding: 1.75rem 2rem;
}

/* ── Resume banner ────────────────────────────────────────────────────────── */
.resume-banner {
  display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: .75rem;
  background: #eaf0f8; border: 1px solid #b3c6db; border-radius: var(--ma-r);
  padding: .85rem 1rem; margin-bottom: 1.25rem;
  font-family: Arial, sans-serif; font-size: .9rem;
}
.resume-banner-btns { display: flex; gap: .5rem; }
.resume-form { background: var(--ma-bg); border: 1px solid var(--ma-border);
  border-radius: var(--ma-r); padding: 1rem 1.25rem; margin-top: .75rem; }

/* ── Token banner ─────────────────────────────────────────────────────────── */
.token-banner {
  background: #eaf0f8; border: 1px solid #b3c6db; border-radius: var(--ma-r);
  padding: .55rem 1rem; margin-bottom: 1rem;
  font-family: Arial, sans-serif; font-size: .88rem; color: var(--ma-navy);
}
.token-banner strong { letter-spacing: .1em; font-size: 1.05em; }
.token-hint { color: var(--ma-muted); }

/* ── Progress ─────────────────────────────────────────────────────────────── */
.ma-progress-wrap { background: var(--ma-border); border-radius: 99px; height: 7px; margin-bottom: .35rem; overflow: hidden; }
.ma-progress-bar  { background: var(--ma-gold); height: 100%; border-radius: 99px; transition: width .3s ease; width: 0%; }
.ma-step-label    { font-family: Arial, sans-serif; font-size: .78rem; color: var(--ma-muted); text-align: right; margin-bottom: 1.1rem; }

/* ── Steps ────────────────────────────────────────────────────────────────── */
.ma-step          { display: none; }
.ma-step.active   { display: block; }
.ma-step h2       { font-family: Arial, sans-serif; color: var(--ma-navy); font-size: 1.2rem;
                    border-bottom: 2px solid var(--ma-gold); padding-bottom: .35rem; margin-bottom: 1rem; }

/* ── Form elements ────────────────────────────────────────────────────────── */
.ma-field         { margin-bottom: .9rem; }
.ma-field label   { display: block; font-family: Arial, sans-serif; font-size: .88rem;
                    font-weight: bold; margin-bottom: .25rem; }
.ma-field label input,
.ma-field label select { display: block; width: 100%; margin-top: .2rem; }
.ma-field-xs      { max-width: 9rem; flex-shrink: 0; }
.ma-row           { display: flex; gap: .85rem; flex-wrap: wrap; }
.ma-row .ma-field { flex: 1 1 130px; }

input[type="text"], input[type="email"], input[type="tel"],
input[type="number"], input[type="password"], select, textarea {
  width: 100%; padding: .42rem .6rem;
  border: 1px solid var(--ma-border); border-radius: var(--ma-r);
  font-size: .97rem; font-family: inherit; background: #fff; color: var(--ma-text);
  transition: border-color .15s;
}
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--ma-navy); }
input[readonly] { background: #f0f0f0; }

fieldset { border: 1px solid var(--ma-border); border-radius: var(--ma-r); padding: .7rem 1rem; margin-bottom: 1.1rem; }
legend   { font-family: Arial, sans-serif; font-weight: bold; font-size: .88rem;
           color: var(--ma-navy); padding: 0 .35rem; }

.req         { color: var(--ma-error); }
.ma-hint     { font-family: Arial, sans-serif; font-size: .78rem; color: var(--ma-muted); margin-top: .2rem; }
.ma-err      { color: var(--ma-error); font-family: Arial, sans-serif; font-size: .8rem; margin-top: .2rem; }
.ma-error    { color: var(--ma-error); font-family: Arial, sans-serif; font-size: .88rem;
               background: #fdecea; border: 1px solid #e57373; border-radius: var(--ma-r);
               padding: .4rem .75rem; margin-top: .5rem; }

/* ── Radios & checkboxes ──────────────────────────────────────────────────── */
.radio-stack   { display: flex; flex-direction: column; gap: .45rem; }
.radio-card    { display: flex; align-items: flex-start; gap: .7rem; border: 1px solid var(--ma-border);
                 border-radius: var(--ma-r); padding: .65rem .9rem; cursor: pointer;
                 transition: border-color .15s, background .15s; font-family: Arial, sans-serif; font-size: .9rem; }
.radio-card:hover { border-color: var(--ma-navy); background: #f0f5fb; }
.radio-card input { margin-top: .25rem; flex-shrink: 0; }

.radio-row     { display: flex; gap: 1.25rem; margin-bottom: .6rem; }
.radio-row label { display: flex; gap: .4rem; align-items: center; font-family: Arial, sans-serif;
                   font-size: .9rem; cursor: pointer; }

.cb-grid       { display: grid; grid-template-columns: repeat(auto-fill, minmax(155px, 1fr)); gap: .4rem; margin: .4rem 0; }
.cb-grid label { display: flex; align-items: center; gap: .45rem; font-family: Arial, sans-serif;
                 font-size: .88rem; cursor: pointer; }
.cb-inline     { display: flex; align-items: center; gap: .45rem; font-family: Arial, sans-serif; font-size: .9rem; cursor: pointer; }

.check-card-stack { display: flex; flex-direction: column; gap: .45rem; }
.check-card        { display: flex; align-items: flex-start; gap: .7rem; border: 1px solid var(--ma-border);
                     border-radius: var(--ma-r); padding: .65rem .9rem; cursor: pointer;
                     transition: border-color .15s; font-family: Arial, sans-serif; font-size: .9rem; }
.check-card:hover  { border-color: var(--ma-navy); background: #f0f5fb; }
.check-card input  { margin-top: .25rem; flex-shrink: 0; }

/* ── Conditionals ─────────────────────────────────────────────────────────── */
.ma-conditional { padding: .65rem .9rem; background: #f7f9fc;
  border-left: 3px solid var(--ma-gold); border-radius: 0 var(--ma-r) var(--ma-r) 0;
  margin: .2rem 0 .4rem 1.4rem; }

/* ── LOA calculator display ───────────────────────────────────────────────── */
.loa-calc-display {
  background: #eaf0f8; border: 1px solid #b3c6db; border-radius: var(--ma-r);
  padding: .5rem .9rem; font-family: Arial, sans-serif; font-size: .9rem;
  margin-top: .75rem; min-height: 2.2rem;
}
.loa-calc-display strong { font-size: 1.1rem; color: var(--ma-navy); }
.late-flag { color: var(--ma-error); font-size: .82rem; margin-left: .5rem; }

/* ── Buttons ──────────────────────────────────────────────────────────────── */
.ma-btn            { display: inline-block; padding: .5rem 1.3rem; border-radius: var(--ma-r);
                     font-family: Arial, sans-serif; font-size: .92rem; cursor: pointer;
                     border: 2px solid transparent; transition: background .15s, color .15s; }
.ma-btn-primary    { background: var(--ma-navy); color: #fff; border-color: var(--ma-navy); }
.ma-btn-primary:hover  { background: var(--ma-navy-d); }
.ma-btn-secondary  { background: #fff; color: var(--ma-navy); border-color: var(--ma-navy); }
.ma-btn-secondary:hover { background: #eaf0f8; }
.ma-btn-ghost      { background: none; color: var(--ma-navy); border-color: var(--ma-border); }
.ma-btn-ghost:hover    { background: #eaf0f8; }
.ma-btn-lg         { padding: .65rem 2rem; font-size: 1rem; }
.ma-btn-full       { width: 100%; text-align: center; }

/* ── Navigation ───────────────────────────────────────────────────────────── */
.ma-nav            { display: flex; justify-content: space-between; align-items: center;
                     margin-top: 1.5rem; padding-top: .85rem; border-top: 1px solid var(--ma-border); }
.ma-save-status    { font-family: Arial, sans-serif; font-size: .78rem; text-align: center;
                     margin-top: .4rem; min-height: 1.1em; }
.ma-save-status.ok   { color: var(--ma-ok); }
.ma-save-status.warn { color: var(--ma-error); }

/* ── Running total ────────────────────────────────────────────────────────── */
.rt-bar            { background: var(--ma-navy); color: #fff; border-radius: var(--ma-r); margin-top: 1.1rem; overflow: hidden; }
.rt-header         { display: flex; align-items: center; gap: .65rem; padding: .6rem 1rem; cursor: pointer; user-select: none; }
.rt-header:hover   { background: var(--ma-navy-d); }
.rt-label          { font-family: Arial, sans-serif; font-size: .85rem; opacity: .85; flex: 1; }
.rt-amount         { font-family: Arial, sans-serif; font-size: 1.2rem; font-weight: bold; color: var(--ma-gold); }
.rt-chevron        { font-family: Arial, sans-serif; font-size: .72rem; opacity: .7; white-space: nowrap; }
.rt-detail         { background: #fff; color: var(--ma-text); padding: .65rem .9rem; }
.rt-table          { width: 100%; border-collapse: collapse; font-family: Arial, sans-serif; font-size: .85rem; }
.rt-table td       { padding: .28rem .45rem; border-bottom: 1px solid var(--ma-border); }
.rt-table td:last-child { text-align: right; font-weight: bold; white-space: nowrap; }
.rt-total-row td   { background: #eaf0f8; font-weight: bold; font-size: .9rem; padding: .4rem .45rem; border-bottom: none; }
.rt-empty          { color: var(--ma-muted); text-align: center !important; font-style: italic; }
.rt-note           { font-family: Arial, sans-serif; font-size: .73rem; color: var(--ma-muted); margin-top: .4rem; }

/* ── Fee table ────────────────────────────────────────────────────────────── */
.fee-table         { width: 100%; border-collapse: collapse; font-family: Arial, sans-serif; font-size: .88rem; margin: .75rem 0; }
.fee-table th, .fee-table td { padding: .4rem .7rem; border: 1px solid var(--ma-border); }
.fee-table thead   { background: var(--ma-navy); color: #fff; }
.fee-table tfoot   { background: #eaf0f8; font-weight: bold; }
.fee-table td:last-child, .fee-table th:last-child { text-align: right; }

/* ── Agreement / certify ──────────────────────────────────────────────────── */
.agreement-text    { background: #f7f9fc; border: 1px solid var(--ma-border); border-radius: var(--ma-r);
                     padding: .9rem 1.1rem; margin-bottom: 1.1rem; font-size: .9rem; }
.agreement-text p  { margin-bottom: .65rem; }
.agreement-text p:last-child { margin-bottom: 0; }
.certify-list      { font-family: Arial, sans-serif; font-size: .86rem; margin: .4rem 0 .65rem; padding-left: 1.4rem; }
.certify-list li   { margin-bottom: .28rem; }

/* ── Info boxes ───────────────────────────────────────────────────────────── */
.ma-infobox        { background: #eaf0f8; border: 1px solid #b3c6db; border-radius: var(--ma-r);
                     padding: .7rem .9rem; font-family: Arial, sans-serif; font-size: .86rem; }
.ma-infobox ul     { margin: .3rem 0 0 1.2rem; }
.ma-infobox li     { margin-bottom: .28rem; }
.ma-infobox-sm     { background: #fff8e1; border: 1px solid #f0c040; border-radius: var(--ma-r);
                     padding: .45rem .75rem; font-family: Arial, sans-serif; font-size: .86rem; margin-bottom: .9rem; }

/* ── Confirmation ─────────────────────────────────────────────────────────── */
.confirm-token     { font-family: monospace; font-size: 1.5rem; letter-spacing: .15em; color: var(--ma-navy);
                     background: #eaf0f8; border-radius: var(--ma-r); padding: .35rem .85rem;
                     display: inline-block; margin: .6rem 0; }

/* ── Responsive ───────────────────────────────────────────────────────────── */
@media (max-width: 560px) {
  #screen-welcome, #screen-form, #screen-confirm { padding: 1.1rem .9rem; }
  .ma-row    { flex-direction: column; }
  .ma-field-xs { max-width: 100%; }
  .cb-grid   { grid-template-columns: 1fr 1fr; }
  .resume-banner { flex-direction: column; }
}